The Hershey team has significant expertise in insurance and risk management issues facing motor carriers. Whether you operate a for-hire company or a private fleet, we can support your insurance needs. Our transportation expertise and strong relationships with transportation underwriters allow us to negotiate better pricing and more competitive collateral arrangements with broader coverage terms.

The technology sector offer many unique situations that require an in-depth knowledge of insurance issues and requirements. The risk management that is involved in this area focuses on the overall production and delivery processes. Each step requires a unique approach from Professional Liability at the engineering stage to the Loss Control at the shipping stage. Our team reviews the overall process and develops a package that provides the necessary coverage.

To meet the challenges of one of the fastest growing industries, Hersey’s staff is dedicated to stay abreast of the most current industry issues. Operational issues dictate coverage requirements when sending temporary staff to a specific location; this includes liability, Worker’s Comp, and safety issues.

Hershey’s retail clients benefit from our specialists who are experienced in providing the best risk management solutions for each unique situation. Today the retail industry faces greater, more diverse challenges than ever before. Property, technology, worldwide shipments, employees and customers are just piece of the puzzle that must be considered when developing an overall insurance program.

If your focus is commercial or residential real estate, our team will develop a customized, creative insurance and risk management solutions for your growing portfolio. We do not use a cookie cutter approach to your insurance requirements. Each segment requires a unique understanding of the marketplace from loss prevention to property damage.

Our team of insurance professionals understands the special needs of non-profit organizations and religious organizations. We provide strategic risk management solutions to limit exposure and control risk in the areas of Professional Liability, Director’s and Officer’s Liability, Property damage and loss prevention.

Our focus is on the necessary coverage to reduce exposure in the areas of cruise ship/excursion and passenger vessels; inland and river transportation operators; marine terminal operations; boat builders/repair yards and marina operators.

Hershey’s manufacturing support team has developed programs for a number of different manufacturing companies. Our knowledge of fixed assets, property, systems, equipment and raw materials are considered as we analyze their impact on your unique insurance and risk management program.

Our experience helps anticipate potential operation losses and liabilities, then plan accordingly to eliminate or reduce these risks. Our focus is on employee related issues and overall business liability coverage.

Law firms and Lawyers have specific professional indemnity needs. Our staff has access to the products to suit the specific needs of your firm. Our relationships with quality underwriters enable us to support your necessary comprehensive coverage at a service level that is unmatched in the industry.

Our staff will review the insurance requirement that impact your day-to-day activities in this challenging sector. Business interruption as related to weather and work stoppages can have an immediate impact on your facilities. We develop processes that limit this risk through the contractual process. Our team will also review the exposure in Employee Practices, Liquor Liability, Property Damage, and Professional Liability.